Just because you're more of an indie traveler doesn't mean you can't take advantage of the often excellent deals on vacation packages to resorts. As Robin Locker explains, it just means you've got to plan on making your resort stay a little different than the usual vacation-goer might.
Picture this; you're totally relaxed without a care in the world, stretched out on a beach chair gazing out at the Pacific Ocean, sipping on a frozen margarita under a sunny sky on a 78*F day in February. Perhaps you've found Margaritaville; life just doesn't get much better!