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Accidental Death Insurance

Accidental death and dismemberment insurance, known as AD&D insurance, pays you, or your beneficiary (or your estate if you do not name a beneficiary) a lump sum benefit (e.g., $500,000) when an accident results in your death or the loss of a limb or the loss of your eyesight. Compare the different plans available via the matrix below and use the links at the bottom to check prices.

Plan Name

Annual Travel Accident Elite

Single Trip Travel Accident Elite

Company

Insuractive 

Insuractive 

Purchase

Quote & Buy

Quote & Buy

Underwriter

National Union Fire Insurance Company of Pittsburgh, Pa., New York, NY (AIG)
Rated A++ "Superior" by A.M. Best Company

National Union Fire Insurance Company of Pittsburgh, Pa., New York, NY (AIG),
Rated A++ "Superior" by A.M. Best Company

Available To

US Residents Only

US Residents Only

Medical Expenses

Not Covered

Not Covered

Pre-existing Conditions

Not Covered

Not Covered

Emergency Evacuation

$10,000

$10,000

Repatriation of Remains

$10,000

$10,00

Emergency Reunion

N/A

Not Covered

Accidental Death & Dismemberment

Up to US$1 Million (Common Carrier Only)

Up to US$1 Million (Common Carrier Only)

Flight Accident

Up to US$1 Million

Up to US$1 Million

Trip Cancellation

Not Covered

Not Covered

Trip Interruption

Not Covered

Not Covered

Trip Delay

Not Covered

Not Covered

Sports & Hazardous Activities

Not Covered

Not Covered

Lost Baggage

Not Covered

Not Covered

Baggage Delay

Not Covered

Not Covered

Supplier Bankruptcy/Default

Not Covered

Not Covered

Labor Strike

Not Covered

Not Covered

Terrorism

Covered unless weapons of mass destruction are used

Covered unless weapons of mass destruction are used

Rental Car Insurance

Not Covered

Not Covered

Travel Assistance

24 Hour Worldwide Travel Assistance

24 Hour Worldwide Travel Assistance

Special Features

For all ages 18 and over

For all ages 18 and over

Length Of Coverage

Annual coverage for unlimited trips up to 185 days

Single round-trip up to 185 days

Purchase

Quote & Buy

Quote & Buy


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