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Emergency Evacuation

Not all medical facilities were created equal. Depending on the plan, Emergency Medical Evacuation insurance covers the cost of transporting a seriously injured or ill person. Compare the different plans available via the matrix below and use the links at the bottom to check prices.

Plan Name	MEDJET Assistance	TravelGap Voyager	Worldwide Trip Protector Lite	TraveLite	Travel Plus
Company	MEDJET Assistance	HTH Worldwide	Travel Insured International	Travelex Insurance Services	Travelex Insurance Services
Purchase
Underwriter	Lloyd's of London	HM Life Insurance Company, Pittsburgh, PA - AM Best Rating A- (Excellent)	Arch Insurance Company - AM Best Rating "A"	Old Republic Insurance Company, Greensburg, PA (A.M. Best Rating A+).	Old Republic Insurance Company, Greensburg, PA (A.M. Best Rating A+).
Available To	US and Canadian residents and expatriates	US Residents (available in 37 States + DC) age 74 and younger	US Residents	US Residents Only	US Residents Only
Medical Expenses	Not Covered	Max $1,000,000 through age 74	$10,000 Per Person (Standard) or $20,000 Per Person if medical upgrade option is selected at time of purchase as shown on your confirmation of benefits Secondary coverage	Base Plan: $50,000 Max Upgrade: $150,000 Max (Primary Provider)	$500,000 Max (Primary Provider)
Pre-existing Conditions	NOT Excluded	Unstable Pre-existing conditons are not covered. Subject to a 180 lookback period. Pre-Existing Conditions are covered under the Medical Evacuation Benefit, the Repatriation of Remains Benefit and the Bedside Visit Benefit	Waiver not available - Conditions are not considered pre-existing if the condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription within the 180 lookback period from purchase date	Covered if plan is purchased within 21 days of initial trip deposit; 90 day look-back period	Covered if plan is purchased within 21 days of initial trip deposit; 90 day look-back period
Emergency Evacuation	Unlimited transport to the hospital of your choice	$500,000	$100,000 per person to nearest qualified medical facility. If Hospitalized for more than 7 days following an Emergency Evacuation then coverage for further Evacuation to US may apply.	Base Plan: $50,000 Max Upgrade: $150,000 Max	$500,000 Max
Repatriation of Remains	No Maximum. Remains returned to member's place of residence	$25,000	Included in emergency evacuation - Secondary coverage	$5,000 Max	$5,000 Max
Emergency Reunion	Travel companions may accompany member on MEDJET flights	Bedside Visit: $1500	Round-trip Economy Transportation for a person of your choice to visit you if you are traveling alone and hospitalized more than 7 days.	Transportation provided for a person of your choice to visit you (if traveling alone and hospitalized for more than 7 consecutive days)	Transportation provided for a person of your choice to visit you (if traveling alone and hospitalized for more than 7 consecutive days)
Accidental Death & Dismemberment	None	$25,000 - 24 hour while on a covered trip	No coverage	$10,000 24-Hour AD&D & $50,000 Common Carrier AD&D	$25,000 24-Hour AD&D & $50,000 Common Carrier AD&D
Flight Accident	N/A	$25,000 - 24 hour while on a covered trip	Optional coverage available from $100,000 up to $1,000,000 - Selected during the purchase process	Options: $250K / $500K/ $1 Million	Options: $250K / $500K / $1 Million
Trip Cancellation	Not Covered	N/A	Up to Trip Cost. Not Applicable when $0 trip cost is displayed on your confirmation of benefits	100% Trip Cost ($30,000 limit)	100% Trip Cost ($100,000 limit)
Trip Interruption	Not Covered	N/A	Up to 100% Trip Cost. $1,000 return air only if $0 displayed for trip cancellation on your confirmation of benefits	150% Trip Cost ($45,000 limit)	150% Trip Cost ($150,000 limit)
Trip Delay	Not Covered	N/A	$500 Per Person - Maximum of $100 per person per day if delayed 6 hours or more	$200 max per day (after 5 hours) up to $750	$200 Max per day (after 5 hours) up to $1000
Sports & Hazardous Activities	See Details	$10,000 Max for downhill (alpine) skiing and scuba diving	Optional Coverage - Covers prepaid, non-refundable ski passes, ski or equipment rentals, or greens fees. Up to $1,000	Competitive and hazardous sports Excluded	Competitive and hazardous sports excluded
Lost Baggage	Not Covered	N/A	$1,000 Per Person - Maximum of $250 per article	$1,000 - $300 per article (Primary Provider)	$2500 - $300 per article ( Primary Provider)
Baggage Delay	Not Covered	N/A	$300 Per Person - Checked Baggage Delayed or Misdirected for more than 24 hours or more	Max $200/day after 24 hrs -- $250 Policy Max	$200 per day after 24 hours -- $600 Max
Supplier Bankruptcy/Default	Not Covered	N/A	No coverage	Trip Cost ($30,000 limit) 14 Day Wait, if purchased within 21 days of First Trip Payment	Trip Cost ($100,000 limit) 14 Day Wait, if purchased within 21 days of First Trip Payment
Labor Strike	Not Covered	N/A	Strike that causes complete cessation of services for at least 24 consecutive hours	Covered if no common carrier services for 48 hrs	Covered if no common carrier services for 48 hrs
Terrorism	Not Excluded	Medical coverage for injury due to terrorist act	If within 30 days of your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary	Covered if trip scheduled to/from city within 30 days	Covered if trip scheduled to/from city within 30 days
Rental Car Insurance	Not Covered	N/A	No coverage	N/A	$50,000 rental car damage protection included if your rental is arranged through your travel agent
Travel Assistance	Not Included	24 Hour Emergency Medical Assistance	24-Hour Emergency Assistance - toll free 800-494-9907; or Worldwide Collect 202-659-7775	24-hour worldwide assistance & concierge service	24-hour worldwide assistance & concierge service
Special Features	MEDJET will fly you to the hospital of your choice at no charge	Worldlwide Elite Doctor Network, City Health Profiles & Prescription Drug Translation Guide	Kids are Free! - One child under 18 receives free protection per relate adult enrolled in the protection plan and traveling with the child.	Coverage is primary. Children under 16 traveling with covered adult are covered free.	Coverage is primary. Children under 16 traveling with covered adult are covered free.
Length Of Coverage	Maximum Trip Length 365 Days	7 days to 6 months New policy may be purchased after 6 months subject to new deductibles and pre-existing conditions.	180 days max	180 days max	Max trip length: 180 days
Purchase

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