Emergency Evacuation

Not all medical facilities were created equal. Depending on the plan, Emergency Medical Evacuation insurance covers the cost of transporting a seriously injured or ill person. Compare the different plans available via the matrix below and use the links at the bottom to check prices.

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Plan Name	MEDJET Assistance	TravelGap Voyager	Post Departure Protection	TraveLite	Travel Plus
Company	MEDJET Assistance	HTH Worldwide	Travel Insured International	Travelex Insurance Services	Travelex Insurance Services
Purchase
Underwriter	Lloyd's of London	Unicare Life and Health Insurance Company, member of WellPoint Group rated A+ (Excellent) by A.M. Best	TIG Specialty Insurance Company, rated B+ (Very Good) by A.M. Best	Old Republic Insurance Company, Greensburg, PA (A.M. Best Rating A+).	Old Republic Insurance Company, Greensburg, PA (A.M. Best Rating A+).
Available To	US and Canadian residents and expatriates	US Residents (available in 29 States + DC) age 74 and younger	US Residents	US Residents Only	US Residents Only
Medical Expenses	Not Covered	Max $1,000,000 through age 74	$50,000 (Primary Provider)	Base Plan: $50,000 Max Upgrade: $150,000 Max (Primary Provider)	$500,000 Max (Primary Provider)
Pre-existing Conditions	NOT Excluded	Covered unless condition was manifested within 180 days of policy effective date	Covered if purchased within 10 days of initial trip deposit or 180 day lookback	Covered if plan is purchased within 21 days of initial trip deposit; 90 day look-back period	Covered if plan is purchased within 21 days of initial trip deposit; 90 day look-back period
Emergency Evacuation	Unlimited transport to the hospital of your choice	$500,000	$250,000	Base Plan: $50,000 Max Upgrade: $150,000 Max	$500,000 Max
Repatriation of Remains	No Maximum. Remains returned to member's place of residence	$25,000	$250,000	$5,000 Max	$5,000 Max
Emergency Reunion	Travel companions may accompany member on MEDJET flights	Bedside Visit: $1500	Round-trip Economy Transportation for a person of Your choice to visit you in Hospital	Transportation provided for a person of your choice to visit you (if traveling alone and hospitalized for more than 7 consecutive days)	Transportation provided for a person of your choice to visit you (if traveling alone and hospitalized for more than 7 consecutive days)
Accidental Death & Dismemberment	None	$25,000 - 24 hour while on a covered trip	$10,000 24 hr AD&D	$10,000 24-Hour AD&D & $50,000 Common Carrier AD&D	$25,000 24-Hour AD&D & $50,000 Common Carrier AD&D
Flight Accident	N/A	$25,000 - 24 hour while on a covered trip	Optional upgrade to $100,000 or $250,000	Options: $250K / $500K/ $1 Million	Options: $250K / $500K / $1 Million
Trip Cancellation	Not Covered	N/A	Not Available	100% Trip Cost ($30,000 limit)	100% Trip Cost ($100,000 limit)
Trip Interruption	Not Covered	N/A	$1,000 (Return Air Only)	150% Trip Cost ($45,000 limit)	150% Trip Cost ($150,000 limit)
Trip Delay	Not Covered	N/A	$150/day after 6 hours; Max $500	$200 max per day (after 5 hours) up to $750	$200 Max per day (after 5 hours) up to $1000
Sports & Hazardous Activities	See Details	$10,000 Max for downhill (alpine) skiing and scuba diving	Organized athletics and hazardous sports are excluded	Competitive and hazardous sports Excluded	Competitive and hazardous sports excluded
Lost Baggage	Not Covered	N/A	$1000 - $250 per article (Primary Provider)	$1,000 - $300 per article (Primary Provider)	$2500 - $300 per article ( Primary Provider)
Baggage Delay	Not Covered	N/A	$200 after 24-hrs.	Max $200/day after 24 hrs -- $250 Policy Max	$200 per day after 24 hours -- $600 Max
Supplier Bankruptcy/Default	Not Covered	N/A	14 Day Wait, if plan purchased within 10 days of First Trip Payment	Trip Cost ($30,000 limit) 14 Day Wait, if purchased within 21 days of First Trip Payment	Trip Cost ($100,000 limit) 14 Day Wait, if purchased within 21 days of First Trip Payment
Labor Strike	Not Covered	N/A	Covered if no travel services for 48 hours	Covered if no common carrier services for 48 hrs	Covered if no common carrier services for 48 hrs
Terrorism	Not Excluded	Medical coverage for injury due to terrorist act	Covered in some circumstances - see policy details	Covered if trip scheduled to/from city within 30 days	Covered if trip scheduled to/from city within 30 days
Rental Car Insurance	Not Covered	N/A	Not Covered	N/A	$50,000 rental car damage protection included if your rental is arranged through your travel agent
Travel Assistance	Not Included	24 Hour Emergency Medical Assistance	24-Hour Travel Assistance Services	24-hour worldwide assistance & concierge service	24-hour worldwide assistance & concierge service
Special Features	MEDJET will fly you to the hospital of your choice at no charge	Worldlwide Elite Doctor Network, City Health Profiles & Prescription Drug Translation Guide	$300 Missed Connection & 20 Day Money-Back Guarantee	Coverage is primary. Children under 16 traveling with covered adult are covered free.	Coverage is primary. Children under 16 traveling with covered adult are covered free.
Length Of Coverage	Maximum Trip Length 365 Days	10 days to 6 months New policy may be purchased after 6 months subject to new deductibles and pre-existing conditions.	180 days	180 days max	Max trip length: 180 days
Purchase

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