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Emergency Evacuation

Not all medical facilities were created equal. Depending on the plan, Emergency Medical Evacuation insurance covers the cost of transporting a seriously injured or ill person. Compare the different plans available via the matrix below and use the links at the bottom to check prices.

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Plan Name

MEDJET Assistance

TravelGap Voyager

Post Departure Protection

TraveLite

Travel Plus

Company

MEDJET Assistance 

HTH Worldwide 

Travel Insured International 

Travelex Insurance Services 

Travelex Insurance Services 

Purchase

Quote & Buy

Quote & Buy

Quote & Buy

Quote & Buy

Quote & Buy

Underwriter

Lloyd's of London

Unicare Life and Health Insurance Company, member of WellPoint Group rated A+ (Excellent) by A.M. Best

TIG Specialty Insurance Company, rated B+ (Very Good) by A.M. Best

Old Republic Insurance Company, Greensburg, PA (A.M. Best Rating A+).

Old Republic Insurance Company, Greensburg, PA (A.M. Best Rating A+).

Available To

US and Canadian residents and expatriates

US Residents (available in 29 States + DC) age 74 and younger

US Residents

US Residents Only

US Residents Only

Medical Expenses

Not Covered

Max $1,000,000 through age 74

$50,000
(Primary Provider)

Base Plan: $50,000 Max
Upgrade: $150,000 Max
(Primary Provider)

$500,000 Max (Primary Provider)

Pre-existing Conditions

NOT Excluded

Covered unless condition was manifested within 180 days of policy effective date

Covered if purchased within 10 days of initial trip deposit or 180 day lookback

Covered if plan is purchased within 21 days of initial trip deposit; 90 day look-back period

Covered if plan is purchased within 21 days of initial trip deposit; 90 day look-back period

Emergency Evacuation

Unlimited transport to the hospital of your choice

$500,000

$250,000

Base Plan: $50,000 Max
Upgrade: $150,000 Max

$500,000 Max

Repatriation of Remains

No Maximum. Remains returned to member's place of residence

$25,000

$250,000

$5,000 Max

$5,000 Max

Emergency Reunion

Travel companions may accompany member on MEDJET flights

Bedside Visit: $1500

Round-trip Economy Transportation for a person of Your choice to visit you in Hospital

Transportation provided for a person of your choice to visit you (if traveling alone and hospitalized for more than 7 consecutive days)

Transportation provided for a person of your choice to visit you (if traveling alone and hospitalized for more than 7 consecutive days)

Accidental Death & Dismemberment

None

$25,000 - 24 hour while on a covered trip

$10,000 24 hr AD&D

$10,000 24-Hour AD&D & $50,000 Common Carrier AD&D

$25,000 24-Hour AD&D & $50,000 Common Carrier AD&D

Flight Accident

N/A

$25,000 - 24 hour while on a covered trip

Optional upgrade to $100,000 or $250,000

Options: $250K / $500K/ $1 Million

Options: $250K / $500K / $1 Million

Trip Cancellation

Not Covered

N/A

Not Available

100% Trip Cost ($30,000 limit)

100% Trip Cost ($100,000 limit)

Trip Interruption

Not Covered

N/A

$1,000 (Return Air Only)

150% Trip Cost ($45,000 limit)

150% Trip Cost ($150,000 limit)

Trip Delay

Not Covered

N/A

$150/day after 6 hours; Max $500

$200 max per day (after 5 hours) up to $750

$200 Max per day (after 5 hours) up to $1000

Sports & Hazardous Activities

See Details

$10,000 Max for downhill (alpine) skiing and scuba diving

Organized athletics and hazardous sports are excluded

Competitive and hazardous sports Excluded

Competitive and hazardous sports excluded

Lost Baggage

Not Covered

N/A

$1000 - $250 per article
(Primary Provider)

$1,000 - $300 per article
(Primary Provider)

$2500 - $300 per article
( Primary Provider)

Baggage Delay

Not Covered

N/A

$200 after 24-hrs.

Max $200/day after 24 hrs -- $250 Policy Max

$200 per day after 24 hours -- $600 Max

Supplier Bankruptcy/Default

Not Covered

N/A

14 Day Wait, if plan purchased within 10 days of First Trip Payment

Trip Cost ($30,000 limit) 14 Day Wait, if purchased within 21 days of First Trip Payment

Trip Cost ($100,000 limit) 14 Day Wait, if purchased within 21 days of First Trip Payment

Labor Strike

Not Covered

N/A

Covered if no travel services for 48 hours

Covered if no common carrier services for 48 hrs

Covered if no common carrier services for 48 hrs

Terrorism

Not Excluded

Medical coverage for injury due to terrorist act

Covered in some circumstances - see policy details

Covered if trip scheduled to/from city within 30 days

Covered if trip scheduled to/from city within 30 days

Rental Car Insurance

Not Covered

N/A

Not Covered

N/A

$50,000 rental car damage protection included if your rental is arranged through your travel agent

Travel Assistance

Not Included

24 Hour Emergency Medical Assistance

24-Hour Travel Assistance Services

24-hour worldwide assistance & concierge service

24-hour worldwide assistance & concierge service

Special Features

MEDJET will fly you to the hospital of your choice at no charge

Worldlwide Elite Doctor Network, City Health Profiles & Prescription Drug Translation Guide

$300 Missed Connection & 20 Day Money-Back Guarantee

Coverage is primary. Children under 16 traveling with covered adult are covered free.

Coverage is primary. Children under 16 traveling with covered adult are covered free.

Length Of Coverage

Maximum Trip Length 365 Days

10 days to 6 months
New policy may be purchased after 6 months subject to new deductibles and pre-existing conditions.

180 days

180 days max

Max trip length: 180 days

Purchase

Quote & Buy

Quote & Buy

Quote & Buy

Quote & Buy

Quote & Buy