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Annual Multitrip Travel Insurance
Annual Multi-Trip plans cover all trips throughout the year, subject to a maximum length of 15 - 180 days per-trip, depending on the plan. Compare the different plans available via the matrix below and use the links at the bottom to check prices.
| Plan Name | Annual Travel Accident Elite |
International Accident Insurance |
High Limit Accident Insurance |
MEDJET Assistance |
Patriot Executive |
HTH TravelGap Multi-Trip |
Annual Multi-Trip |
| Company | Insuractive |
Insuractive |
Global Underwriters |
MEDJET Assistance |
International Medical Group |
HTH Worldwide |
Travelex Insurance Services |
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| Underwriter | National Union Fire Insurance Company of Pittsburgh,
Pa., New York, NY (AIG) |
Colonial Medical Insurance Company Limited of Bermuda, rated A- (Excellent) by A.M. Best. |
AIG and/or Lloyd's of London |
Lloyd's of London |
Sirius International - Rated A (excellent) by A.M. Best |
UNICARE Life and Health Insurance Company (Rated A- by A.M. Best) |
Old Republic Insurance Company, Greensburg, PA (A.M. Best Rating A+). |
| Available To | US Residents Only |
All Natioanlities |
All Nationalities |
US and Canadian residents and expatriates |
US and Canadian Citizens |
US Residents - available in 30 States - Age 84 and younger |
US and Canadian Residents |
| Medical Expenses | Not Covered |
Not Covered |
Not Covered |
Not Covered |
Usual, reasonable and customary up to the Policy Maximum |
Silver: $50,000 International; $2,500 Domestic |
$10,000 (illness), $10,000 (accident) |
| Pre-existing Conditions | Not Covered |
Not Covered |
Not Covered |
NOT Excluded |
$5,000 maximum per Insured Person per Policy Period |
Pre-existing conditions covered |
Excluded for medical; exclusion is waived for evacuation and repatriation |
| Emergency Evacuation | $10,000 |
Not Covered |
Not Covered |
Unlimited transport to the hospital of your choice |
$25,000-$50,000 |
Silver: $250,000 |
$50,000 |
| Repatriation of Remains | $10,000 |
Not Covered |
Not Covered |
No Maximum. Remains returned to member's place of residence |
$25,000 when coordinated and approved through IMG |
Silver: $15,000 |
$5,000 |
| Emergency Reunion | N/A |
Not Covered |
Not Covered |
Travel companions may accompany member on MEDJET flights |
$15,000/15 days |
Bedside Visit $1,500 |
Transportationprovided for a person of your choice to visit you (if traveling aloneand hospitalized for more than 7 consecutive days) |
| Accidental Death & Dismemberment | Up to US$1 Million (Common Carrier Only) |
Covered up to US$1,000,000 |
24-hour up to US$20 million |
None |
$25,000 24hr AD&D$50,000 Common Carrier AD&D |
Silver: $0 |
$25,000 24 hr AD&D, $200,000 - $500,000 Flight Accident |
| Flight Accident | Up to US$1 Million |
Covered up to US$1,000,000 |
US$500,000 - US$20,000,000 |
N/A |
N/A |
Silver: $0 |
Up to $500,000 |
| Trip Cancellation | Not Covered |
Not Covered |
Not Covered |
Not Covered |
Up to $5,000 - While on trip |
N/A |
Not Covered |
| Trip Interruption | Not Covered |
Not Covered |
Not Covered |
Not Covered |
N/A |
N/A |
Not Covered |
| Trip Delay | Not Covered |
Not Covered |
Not Covered |
Not Covered |
N/A |
N/A |
Not Covered |
| Sports & Hazardous Activities | Not Covered |
Excluded, but a Rider is available for additional premium |
See Details |
See Details |
See Details |
Sports are excluded except for skiing and scuba (max $10,000) |
Hazardous sports and activities are not covered |
| Lost Baggage | Not Covered |
Not Covered |
Not Covered |
Not Covered |
$50 per bag up to $250 max - common carrier only |
N/A |
$1000 |
| Baggage Delay | Not Covered |
Not Covered |
Not Covered |
Not Covered |
N/A |
N/A |
$500 ($100/day) |
| Supplier Bankruptcy/Default | Not Covered |
Not Covered |
Not Covered |
Not Covered |
N/A |
N/A |
Not Covered |
| Labor Strike | Not Covered |
Not Covered |
Not Covered |
Not Covered |
See Details |
N/A |
Not Covered |
| Terrorism | Covered unless weapons of mass destruction are used |
Excluded, but an optional War & Terrorism Rider is available for additional premium |
Coverage Available |
Not Excluded |
Coverage provided if elected during quote/purchase process. |
Losses due to terrorist acts are covered |
Covered |
| Rental Car Insurance | Not Covered |
Not Covered |
Not Covered |
Not Covered |
N/A |
N/A |
Not Covered |
| Travel Assistance | 24 Hour Worldwide Travel Assistance |
Not Covered |
Not Covered |
Not Included |
24 hour Toll Free Emergency Medical Assistance |
24 Hour Emergency Medical Assistance |
Included |
| Special Features | For all ages 18 and over |
See Details |
Coverage available for War. |
MEDJET will fly you to the hospital of your choice at no charge |
See Details |
Deductible waived if international physician network used; Security Profiles; Elite Doctor Network; City Health Profiles |
All coverage is primary |
| Length Of Coverage | Annual coverage for unlimited trips up to 185 days |
365 days |
Up to 365 days |
Up to 365 days |
15 to 30 days |
Annual multi-trip plan covering all trips in a 12 month period up to 70 days per trip |
All trips throughout the year; maximim length per-trip is 180 days |
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More Travel Insurance on BootsnAll
- Travel Medical (Featured Insurance)
- Trip Protection (Featured Insurance)
- World Nomads Global travel insurance (Featured Insurance)
- Emergency Evacuation Insurance
- Group Travel Insurance
- Annual Multi-Trip Insurance
- Accidental Death Insurance
- Global Insurance Benefits
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