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Annual Multitrip Travel Insurance

Annual Multi-Trip plans cover all trips throughout the year, subject to a maximum length of 15 – 180 days
per trip, depending on the plan. Compare the different plans available via the matrix below and use the links at the bottom to check prices.

Plan Name	Annual Travel Accident Elite	MEDJET Assistance	Patriot Executive	HTH TravelGap Multi-Trip
Company	Insuractive	MEDJET Assistance	International Medical Group	HTH Worldwide
Purchase
Underwriter	National Union Fire Insurance Company of Pittsburgh, Pa., New York, NY (AIG) Rated A++ “Superior” by A.M. Best Company	Lloyd’s of London	Sirius International – Rated A (excellent) by A.M. Best	UNICARE Life and Health Insurance Company (Rated A- by A.M. Best)
Available To	US Residents Only	US and Canadian residents and expatriates	US and Canadian Citizens	US Residents – available in 30 States – Age 84 and younger
Medical Expenses	Not Covered	Not Covered	Usual, reasonable and customary up to the Policy Maximum	Silver: $50,000 International; $2,500 Domestic Gold $250,000 Internatinal; $25,000 Domestic
Pre-existing Conditions	Not Covered	NOT Excluded	$5,000 maximum per Insured Person per Policy Period	Pre-existing conditions covered
Emergency Evacuation	$10,000	Unlimited transport to the hospital of your choice	$25,000-$50,000	Silver: $250,000 Gold: $500,000
Repatriation of Remains	$10,000	No Maximum. Remains returned to member’s place of residence	$25,000 when coordinated and approved through IMG	Silver: $15,000 Gold: $25,000
Emergency Reunion	N/A	Travel companions may accompany member on MEDJET flights	$15,000/15 days	Bedside Visit $1,500
Accidental Death & Dismemberment	Up to US$1 Million (Common Carrier Only)	None	$25,000 24hr AD&D$50,000 Common Carrier AD&D	Silver: $0 Gold: $25,000
Flight Accident	Up to US$1 Million	N/A	N/A	Silver: $0 Gold: $25,000 (covered under 24-hour AD&D)
Trip Cancellation	Not Covered	Not Covered	Up to $5,000 – While on trip	N/A
Trip Interruption	Not Covered	Not Covered	N/A	N/A
Trip Delay	Not Covered	Not Covered	N/A	N/A
Sports & Hazardous Activities	Not Covered	See Details	See Details	Sports are excluded except for skiing and scuba (max $10,000)
Lost Baggage	Not Covered	Not Covered	$50 per bag up to $250 max – common carrier only	N/A
Baggage Delay	Not Covered	Not Covered	N/A	N/A
Supplier Bankruptcy/Default	Not Covered	Not Covered	N/A	N/A
Labor Strike	Not Covered	Not Covered	See Details	N/A
Terrorism	Covered unless weapons of mass destruction are used	Not Excluded	Coverage provided if elected during quote/purchase process.	Losses due to terrorist acts are covered
Rental Car Insurance	Not Covered	Not Covered	N/A	N/A
Travel Assistance	24 Hour Worldwide Travel Assistance	Not Included	24 hour Toll Free Emergency Medical Assistance	24 Hour Emergency Medical Assistance
Special Features	For all ages 18 and over	MEDJET will fly you to the hospital of your choice at no charge	See Details	Deductible waived if international physician network used; Security Profiles; Elite Doctor Network; City Health Profiles
Length Of Coverage	Annual coverage for unlimited trips up to 185 days	Up to 365 days	15 to 30 days	Annual multi-trip plan covering all trips in a 12 month period up to 70 days per trip
Purchase

Annual Multitrip Travel Insurance

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