Accidental death and dismemberment insurance, known as AD&D insurance, pays you, or your beneficiary (or your estate if you do not name a beneficiary) a lump sum benefit (e.g., $500,000) when an accident results in your death or the loss of a limb or the loss of your eyesight. Compare the different plans available via the matrix below and use the links at the bottom to check prices.
| Plan Name | Annual Travel Accident Elite | Single Trip Travel Accident Elite |
| Company | Insuractive | Insuractive |
| Purchase |  |
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| Underwriter | UNITED STATES FIRE INSURANCE COMPANY Rated A Excellent by AM BEST | UNITED STATES FIRE INSURANCE COMPANY Rated A Excellent by AM BEST |
| Available To | US Residents Only | US Residents Only |
| Medical Expenses | Not Covered | Not Covered |
| Pre-existing Conditions | Not Covered | Not Covered |
| Emergency Evacuation | $10,000 | $10,000 |
| Repatriation of Remains | $10,000 | $10,00 |
| Emergency Reunion | N/A | Not Covered |
| Accidental Death & Dismemberment | Up to US$1 Million (Common Carrier Only) | Up to US$1 Million (Common Carrier Only) |
| Flight Accident | Up to US$1 Million | Up to US$1 Million |
| Trip Cancellation | Not Covered | Not Covered |
| Trip Interruption | Not Covered | Not Covered |
| Trip Delay | Not Covered | Not Covered |
| Sports & Hazardous Activities | Not Covered | Not Covered |
| Lost Baggage | Not Covered | Not Covered |
| Baggage Delay | Not Covered | Not Covered |
| Supplier Bankruptcy/Default | Not Covered | Not Covered |
| Labor Strike | Not Covered | Not Covered |
| Terrorism | Covered unless weapons of mass destruction are used | Covered unless weapons of mass destruction are used |
| Rental Car Insurance | Not Covered | Not Covered |
| Travel Assistance | 24 Hour Worldwide Travel Assistance | 24 Hour Worldwide Travel Assistance |
| Special Features | For all ages 18 and over | For all ages 18 and over |
| Length Of Coverage | Annual coverage for unlimited trips up to 185 days | Single round-trip up to 185 days |
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